Essential Plans of Insurance LLC
4000 Long Beach Boulevard
Long Beach, CA 90807
d. (562) 424-1155
COMMITTED AND PASSIONATE
I have seen first-hand how the high cost of custodial care can ravage a family's finances and force children and parents to hock everything they own, including their home and heirlooms. The whole experience is heartbreaking. I know -- my family's assets evaporated when my mother needed care during her advanced years. And for that reason, I have dedicated the rest of my professional carrier to helping others avoid the financial meltdown associated with the cumulative costs of loosing the activities of
THE RISK IS SIGNIFICANT
About seventy percent (70%) of us will need help putting on clothes, taking baths or showers, preparing meals, taking medications, staying hydrated, shopping, driving, visiting the doctor, and even remembering. Think about it -- if a person cannot perform these activities themselves and needs the help of a salaried caregiver or nurse 24/7, where will the money come from to pay for care services?
40 YEARS IN LONG TERM CARE INSURANCE
I have been providing short term and long term care insurance services since the 1980s. Over the years, I have helped people facing virtually every long term care scenario possible. Seeing the smile of relief on my clients' faces when they know they have a plan in place that provides care services and mitigates the loss of everything they have worked for keeps me motivated to help others.
WHAT CAN YOU DO?
1) Seek advice on developing a comprehensive financial plan that manages financial risks.
2) Seek advice on managing your estate with a plan that includes, at minimum, a will, durable power of attorney, and advance healthcare directive.
3) Seek advice on obtaining long term care insurance to pay for most or all senior care giving expenses, so the family's liquid, real, and personal assets can remain intact as much as possible.
If you have questions and need advice on long term care for yourself or for a family member, call 603-964-2020 or email firstname.lastname@example.org.